Auto Insurance in Tupelo, MS
Insuring your vehicle does not have to be overwhelming. At Sunstar Insurance Services, we’re here to explain the basics of auto insurance and find a suitable policy for you.
What Does It Cover? 
While specifics can differ by insurer, a typical auto insurance policy generally includes the following:
- Collision coverage may cover repair costs to your vehicle if you hit an object or another automobile.
- Comprehensive coverage may cover damages caused by non-collision incidents such as theft, vandalism, fire or certain natural disasters.
- Liability coverage may help pay for the associated costs of third-party bodily injuries or property damage.
- Personal injury protection coverage may cover medical bills, funeral costs and lost wages if you or your passengers are injured in an accident, regardless of fault.
- Uninsured/underinsured motorist coverage may cover your expenses if you are hit by a driver with no or insufficient liability coverage.
Is It Required?
Drivers in Mississippi are required to show proof of financial responsibility, which most do by carrying minimum amounts of coverage for property damage and bodily injury to others. Your lender may also ask for proof of a policy if you’re financing your vehicle.
How Much Does a Policy Cost?
Factors that may influence the cost of an auto insurance policy in Mississippi include:
- Age and location
- The vehicle’s make, model and year
- Coverage limits
- Deductible
- Discounts you may qualify for
The following methods may help reduce your premiums:
- Purchase your auto and homeowners policies from the same insurer.
- Complete safety or defensive driving courses.
- Reduce coverage on older vehicles.
- Maintain a clean driving record.
Get Covered Today
Reach out to Sunstar Insurance Services today to explore your auto insurance options or request a personalized quote.